you might actually earn more interest with a high-yield savings account that earns a lower rate on all balances. That said, this account has no monthly maintenance fee and a low minimum opening ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

With a high-yield savings account ... along with zero monthly fees and no minimum balance requirement. You can use your funds to pay bills, send money to friends and family and make internal ...

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