Commissions do not affect our editors' opinions or evaluations. A CD, or certificate of deposit, is a type of savings account that offers a guaranteed rate of return in exchange for you locking ...

KeyBank offers three types of CDs: short-term CDs, tiered long-term CDs and high-yield jumbo CDs. Short-term and tiered long-term CDs require a minimum opening deposit of $2,500, and the KeyBank ...

Getting a low interest rate could cost you hundreds or thousands of dollars. Picking the wrong CD term could force you to cash out early and lose interest earnings. If you miss your CD's maturity ...

The best CD rates are currently higher than the best T-bill rates. T-bills come in shorter terms than CDs. The interest earned from T-bills is exempt from state and local taxes. If you're looking ...

Milan_Jovic / Getty Images People who use certificates of deposit (CDs) to store their money tend to do so to avoid the risk associated with market-based assets, such as stocks and bonds.

You might want to open a 6-month CD if you're looking for a way to lock in a high interest rate for half a year. According to the FDIC, the national average CD rate on a 6-month term is 1.63% APY ...

While Chase offers a wide variety of terms on its CDs, its rates, which are as high as 4% for a two-month CD, are competitive if you are a customer, but otherwise very low. Here’s an overview ...

688 Products Studied Total number of checking, saving, CDs, and money-market accounts that inform our review ratings. 719 Rates Tracked The accounts with an annual percentage yield several times ...

Mandy is a personal finance contributor to Newsweek’s personal finance team. She started out as a licensed insurance agent in 2005 and began her freelance writing career in 2018. Mandy uses her ...

You’ll want to consider several key aspects of CDs, including term lengths, minimum deposit amounts, penalties for early withdrawal and other fees and features. One notable option to consider is ...

If you want to boost your savings while keeping your financial portfolio safe, a brokered CD might be an option worth considering. A brokered CD is a type of CD you can buy through a broker or ...

When it comes to certificates of deposit (CD) accounts, the interest rate is key. A low CD interest rate, as many savers saw in 2020 and 2021, is generally not worth it, considering that you'll ...