Most people's default way to save for retirement is a 401 (k) because it's offered through their employer and can be done ...

With retirement planning and taxes, there are often two ways to look at a question: First, can you do something, and then, ...

there are some important differences between a Roth 401(k) and a Roth IRA: Roth 401(k)s are less common than traditional 401(k)s, but an increasing number of employers offer them. In fact ...

into a Roth individual retirement account (Roth IRA). This can be a very attractive option, especially if your future earnings will be high enough to knock into the ceiling placed on Roth account ...

Roth IRAs, on the other hand, do not offer a tax break on contributions. Instead, they offer tax-free gains and withdrawals, ...

When stocks fall, it can be a good time to get money out of tax-deferred accounts to avoid a ticking tax time bomb.

A backdoor Roth IRA is fairly straightforward. If you make too much to contribute directly to a Roth IRA, you contribute to a traditional IRA instead and then convert it to a Roth. While you can only ...

For example, if you already have a tax-deferred 401(k) plan through your employer, you might want to invest in a Roth IRA if you are eligible. The Roth also offers more flexibility: You can ...

This tax strategy has made Roth IRAs a workshorse in modern retirement plans, especially for young savers. A Roth IRA differs from a traditional IRA in terms of tax treatment. Taxes are paid ...

Plan for your future and learn about a Roth individual retirement account (IRA) and its contribution limits. Decide if it's the right account for you.

If you have a Roth IRA retirement account, though, it can be used as a source of funds for that all-important part of the homebuying process. Here’s what you need to know. A Roth IRA is a retirement ...

If your child has earned income, they can contribute to a Roth IRA. Opening a Roth IRA for kids can significantly change ...