Whether you're interested in federal student aid or private student loans, these steps will help smooth out the process when it comes time to apply for a loan.

Borrowers can find private student loans offered at banks, credit unions and online lenders. And while they should only be an option after applying for federal student aid, they do have unique ...

Applying for a federal student loan in 2025 doesn't have to feel overwhelming if you know the key deadlines and a few handy tips. The process starts with the Free Application for F ...

A private student loan could fill the gap ... Citizens streamlines the student loan application process with its multi-year approval process. After submitting your initial application, Citizens ...

When deciding between federal and private student loans, take interest rates, repayment options and eligibility into ...

This type of loan requires the parent (or sometimes grandparent, legal guardian or other relative) to submit an application ... student is still in school. Parents can choose between federal and ...

Terms and conditions apply. SoFi Refinance Student Loans are private loans. When you refinance federal loans with a SoFi loan, YOU FORFEIT YOUR ELIGIBILITY FOR ALL FEDERAL LOAN BENEFITS ...

Can transfer a parent loan to the child: No. Application or origination fee: No. Prepayment penalty: No. Late fees: No. Compare Earnest’s range of interest rates with other student loan ...

As the White House has paused all enrollment for income-driven repayment (IDR) plans, borrowers already enrolled who need to ...

SoFi is a popular lender for those looking to take out private student loans or refinance existing loans. It offers competitive rates, an easy online application process and discounts available ...

For most Americans, higher education is out of reach without taking on some debt. According to Pew Research, one in four U.S. adults under 40 have student loan debt. Whether you’re interested in ...